Action catalogue · guarantee.issue
May an AI agent «Enter into surety»?
Catalogue as of: · Jurisdictions: Switzerland, Germany, Austria
Short answer
Prepare only. An agent may prepare «Enter into surety» — a human must carry it out: requires a qualified signature — available only to natural persons; requires a signature — an agent cannot provide one. Mandact recognises this and puts the transaction before a human instead of executing it.
Form requirement by country
| Country | Form requirement | Consequence for the agent |
|---|---|---|
| Switzerland | qualified form | requires a qualified signature — available only to natural persons |
| Germany | written form | requires a signature — an agent cannot provide one |
| Austria | written form | requires a signature — an agent cannot provide one |
| Italy | not in the catalogue | not defined for this jurisdiction |
Properties in the catalogue
- Agent capability
- prepare only (prepare_only)
- Reversible
- no — final
- Risk level
- 3 of 3
- Human approval recommended
- yes — add to escalateActions
Legal basis
CH Art. 493 OR · DE § 766 BGB · AT § 1346 ABGB
Frequently asked questions
May an AI agent «Enter into surety» in Switzerland?
Only as preparation. In Switzerland the rule is: qualified form — requires a qualified signature — available only to natural persons. Execution stays with a human.
May an AI agent «Enter into surety» in Germany?
Only as preparation. In Germany the rule is: written form — requires a signature — an agent cannot provide one. Execution stays with a human.
May an AI agent «Enter into surety» in Austria?
Only as preparation. In Austria the rule is: written form — requires a signature — an agent cannot provide one. Execution stays with a human.
Not legal advice. The information comes from the action catalogue from which the Mandact engine derives its decisions; in an individual case the applicable law decides.