Action catalogue · payment.directdebit.mandate
May an AI agent «Grant direct debit mandate»?
Catalogue as of: · Jurisdictions: Germany, Austria, Italy
Short answer
Prepare only. An agent may prepare «Grant direct debit mandate» — a human must carry it out: requires a signature — an agent cannot provide one. Mandact recognises this and puts the transaction before a human instead of executing it.
Form requirement by country
| Country | Form requirement | Consequence for the agent |
|---|---|---|
| Switzerland | not in the catalogue | not defined for this jurisdiction |
| Germany | written form | requires a signature — an agent cannot provide one |
| Austria | written form | requires a signature — an agent cannot provide one |
| Italy | written form | requires a signature — an agent cannot provide one |
Properties in the catalogue
- Agent capability
- prepare only (prepare_only)
- Reversible
- yes
- Risk level
- 2 of 3
- Human approval recommended
- yes — add to escalateActions
Legal basis
SEPA-Rulebook (Mandat des Zahlungspflichtigen)
Frequently asked questions
May an AI agent «Grant direct debit mandate» in Germany?
Only as preparation. In Germany the rule is: written form — requires a signature — an agent cannot provide one. Execution stays with a human.
May an AI agent «Grant direct debit mandate» in Austria?
Only as preparation. In Austria the rule is: written form — requires a signature — an agent cannot provide one. Execution stays with a human.
May an AI agent «Grant direct debit mandate» in Italy?
Only as preparation. In Italy the rule is: written form — requires a signature — an agent cannot provide one. Execution stays with a human.
Not legal advice. The information comes from the action catalogue from which the Mandact engine derives its decisions; in an individual case the applicable law decides.