Relying party · Retail
Agent checkout for e-commerce
An agent orders CHF 1,400 of goods — the customer disputes the purchase. Who carries the loss: shop, platform or cardholder?
Agentic commerce is here: card networks and Stripe deliver the payment, ChatGPT and friends deliver the demand. What is missing is the authority to act — proof that this agent was allowed to make this purchase for this person. Mandact Verify runs as a pre-authorization before the payment token: one check, one signed receipt, zero chargeback blind flight.
Use cases
Checkout hook
A purchase.goods verify before the payment fires — combinable with an AP2 payment mandate and Stripe SPT.
Respect amount and counterparty limits
MD-302/304 deny before goods are reserved — the customer sees the reason machine-readably.
Dispute defence
The verification receipt (signed, timestamped) is your answer to every dispute.
ROI argument
A single deflected chargeback series pays for the Scale integration; the 150 ms budget fits existing auth flows.
Reference flow in the playground: issue a mandate → verify → receipt — no sign-up.