Relying party · Insurers
Mandates as an insurable risk
How do you underwrite agent risk when nobody can prove what the agent was allowed to do?
Insurers have two roles in the agent era: relying party (agents report claims, change policies, submit documents) and risk carrier for the coming mandate-assurance products. Both need the same foundation: deterministic decisions with stable codes — tomorrow's claims statistics.
Use cases
data.share / gov.file_request
Agents submit documents with provable authority — fraud prevention by design.
Claims statistics from MD codes
19 stable primary codes make denial patterns actuarially analysable.
Mandate assurance (phase 3)
Guarantee products on verified mandates — reinsured, with Mandact as the data source.
ROI argument
Early access to the only structured data source on agent authority in the DACH region.
Feature matrix and risk heatmap live in the app — analytics by action domain.